Global Warming

Hot weather is the significant symptom of global warming. The big ice area melting seems like not relevant to us when the warming bring to us at the beginning. Previously we in Malaysia do not feel much about this issue as this seems like so far from us. But now is totally different.

The temperature nowadays is so high. We can feel like sun burn walking on the street. Luckily we can enjoy cool air indoor with air-condition. But using air-cond is increasing the serious of the global warming. Isn't it?

Besides air-cond, we are driving and travel by car everyday. This convenience vehicle is polluting as well. I am wondering no matter how good we are on recycling of used paper, save energy on electricity usage, buy recycle products, but we still can not stop the global warming because we keep on increase pollution to the earth. *sigh*

7 days Leave Balance

I am going to clear my 2009 leave balance before end of March 2010. This is one of our company policies which all annual leaves unclaimed by end of March will be forfeited. The alternative way is to seek for the respective superior or department head approval to postpone to another clearing deadline.

I must admit I didn't plan to properly for this. I still have 7 days leave balance. I don't think my boss will approve to extend my clearing deadline as I don't have good excuses to do so. Some more our department has employed one new colleague and she can handle help to my assignments if I am not around. So, this means that I am going to work 20 days only in March. This supposes to be double good if I had reservation to romantic vacation riviera maya. But I am so regret that I didn't plan for it at the earlier stage.

What am I going to do in these 7 days off? Not to show off but I really need to plan it well so that I can truly enjoy my holidays. :P

Lump Sum Payoff

Since both hubby and I getting bonuses this year, we planed to use up the monies to settle our loans.

Since the amount is limited, we have to choose either to use the money to settle the car loan or the housing loan. It suppose to be great to put the figure to our housing loan account as lump sum principle settlement to reduce the interest on the balancing loan amount since the housing loan interest rate is much higher than the car loan interest. But we are looking for safety and more comfortable monthly living life. I decided to use the amount to settle our car loan. After the car loan settlement, the monthly car installment portion will be allocate to our monthly expenses and pay higher monthly housing loan installment to shorten the housing loan period.

Perhaps I make the correct decision.

Quit Rent & Assessment

Do you settled your quit rent and assessment bills? I have just done it.

I appreciated the advance of internet and banking service where I can make my settlement in front of my computer. It is so convenient and no hassle at all.

But this year I found that my quit rent billing is different from previous years. Luckily I had received my latest quit rent bill. As I already set the quit rent account and details in my favorite payment list, I found that my current latest bill account number and particulars are shown different as compare to previous bills.

I done my payment after clarified with the quit rent officer via phone call. The officer explained that my account numbers and house details changed due to the upgrade from temporary premise to grant. Anywhere, I think I need to go to the quit rent office once to clear my doubts and have a better picture about the 'upgrade'.

Life Shows

Do you ever having experience in live shows? Do you agree that being one of the audiences in live show concerts is great? I love this feeling very much. But my friend is crazier than me. I can guess almost all her pays are spends on concert tickets. She loves the cordial atmosphere of the life shows.

Being an audience off stage enjoys every minute of their idols performance. This feeling is much greater than enjoy the show on TV. We sing and dance together. Shout for the best shows; swing our hands and bodies until the end of the shows. This is truly enjoyable moments for all the idol's fans.

My friend even booked tickets to concerts at the Houston Rodeo when she was on holidays in US last year. Enjoy local live concerts for sure will be included in one of her itineraries. She always prefer booking rock'n'roll area when booking concert tickets. Else, she will ask for best view seats. She is a crazy live concerts fan. As per her, use up all her energy to enjoy the live shows is the best support to the performers. This is the main reasons why she enjoys her long and deep sweet dream after the day of every concert. lol

Salary / Allowance

A friend of mine who work as an Account Clerk was query about her boss decision. She works in a young but growing food and beverage industry company. Her boss has made her decision to review some experience staffs pays.

This supposes to be annual salary review. But her boss told her that she wanted the increment group under allowance instead of salary. We are wondering why her boss made such decision.

We at first guessed that is it the boss wished to safe on the employer portion of EPF & Socso contributions. But in my knowledge, salary and allowance paid to staffs are in one group which both included as employees income and are entitled to EPF & Socso contribution.

Revise salary or increment. These suppose to be the term. Why classified as allowance? We are really out of idea.

Tools for Sculptures and Potters

This is what I am looking for since the day one of my friends told me about the pottery art class. We suppose to have a group learning class last year around end of December but due to some unforeseen issued, the plan has been delaying. I still have no news from the organizer when will be the new learning date but I am really excited to have a try on learning how to make a pottery and what will be my first creative pottery looks like. :)

AMACO/Brent is an online company selling potters wheels, equipments and products with 40 years of experience. I have not study on how to start to do a pottery but already so interested to know about all the sculptures and potters. Tell you a small secret: I am so interested to learn pottery art because the inspired of Ghost - A drama film in Year 1990 starring by Patrick Swayze and Demi Moore. I don't know I can have a chance to learn this in Malaysia until my friend recommended to me. :P

Of course I might not need a pottery wheel clay since I am just a new learner. Even though the Brent® wheel shown in the site so grand and the quality performance it best for the past 40 years, I don't think I will get it until I manage to learn how to create a pottery after the art class.

But the sculpting compounds and texturing tools are what I am interesting now. I must at least have something on hand to practice after the art class. I am sure will come back to the site and purchase the tools and materials to have more chances to make pottery.

Online Advertisement

Being an online business owner, how you promote your businesses and services? To ensure your targeted customers reach to your site is an easy task provided you do all the necessary and effectively advertisements and promotions.

As you all know, there are variable online businesses running and the competition is very big. Some of them even facing difficulty to continue their online businesses due to leak of customers or no good in respond. Why they not manage to get much attention from the public? Perhaps those online business owners will pay some attention and learn on how to generate buzz and boost their business via online advertisement.

I would like to talk about Status Media today. This is an online advertisement company. What is an online advertisement company doing? How are they going to help you boost your online business? How to ensure that the customers reach you in minutes? What will they do to make your brand name well known in the internet world? You must have some idea on what an online advertisement company doing. If you have all the answers, for sure you will have no more hassle and worry on low visitors, low responds, and low sales.

Seo service is the one that every online business owners need. With the effort of the online advertisement company done to explore your business to main search engine, your products and services are closer to online users. They create the opportunities for your business to sit in the best position at the search engine pages. This is how they bring your business to stand out from the competitions.

Besides, Status Media also having over fifteen years of international experience of a ppc management team which working with major brands with outstanding result. You may hop over to their site to know more about how pay per click works to increase your sales.

Choice is yours

When we wake up in the morning, we have two simple choices.
Get back to sleep and dream, or wake up and chase those dreams.
Choice is yours…

Life in this busy life every day is the same day. Some times it is really bore to do the same every day. Wake up, work, breakfast, work, lunch, work, back home, dinner, sleep.

Until I read the quote. I think this is what I have missed out.

Either life happily or full of grumble, life is still continue. I started with a big sweet smile to myself in the early morning in front of the mirror. To choice life happily, I promise to myself keeping smiling face every day. More over, I wish myself to be the one bring happiness to others.

Gold Investment

It's no doubt that the gold price is very high now. Previously I will think that it's not worth to buy gold at high price. But I know I am wrong because gold price never drop for once. The price will get higher and higher for sure. Let's treat it as an investment then I will have less feeling of loosing money. :P

I am stingy previously. I feel that spending so much money to buy an expensive and luxury item is a waste. This is a totally wrong decision. No matter buy gold jewelry or buy gold bullion, this should be an investment but not waste. Some more based on the previous record, the price keeps on higher and higher never fall. The risk of investment is low compare to option trading. This is the main reason why I am considering gold investment.

Leakage

I am so surprise when I received my water bill last month. For the first time my water bill amount jump to RM75.00. I can simply enjoy free water charges because I seldom use water at home. But since I was doing spring cleaning and enjoyed water fun with my two little princesses, I personally thought the price or RM75 is acceptable.

But I am so shock when I received my water bill again. Guess what is the amount this month? It's half a thousand! I am nearly faint when I saw the figure!

Without delay I check on the meter reading. The reading is same as the water bill. So I quickly called Syabas ask for help. The customer service officer asked me to check and did a simple testing. Switch off the main tap. The water meter should stop immediately when the main tap turn off. If the water meter still running, it means that the water meter is something wrong.

My problem is the meter stop when the main tap turned off. I had off all my water taps at home but the water meter still running when I turned on the main tap. The possible reason why my water meter running so high: leakage!

I appreciated Syabas sent their man to my house to check the problem the next day after my call. Now I have no choice but to wait the plumber resume work after Chinese New Year. I forced to turn off my main tap for temporary and only turn it on when I need to use water at home. This has to continue until the problem fixed. It's so troublesome!

ASW 2020

I just can not remember when I lost my ASW2020 passbook. I tried but I fail to recall my memory where I put the passbook. I have no choice but go to PNB for a new passbook.

I opened the account when the fund launched in Year 1996. Wow! This is the savings that I only have and it's 14 years savings. I never top up any money to the account. But I just wish to know how much I had earned after so many years.

I went to PNB today and I applied for a new passbook by paying RM20.00 related fees. I fill up the change of address form as well since the address record in my account was out-dated. The process is smooth and it takes around 30 minutes.

My ASW2020 passbook showing all the transactions and I am happy with the interests I earned. Since I saved a small amount in 14 years ago, I can not put high hope to expect high returns. :P

PNB - Tel: 03-2050 5500
Counter working hours: 8.15am to 4.00pm

Wedding Invitations Cards

Do you think it is worth to spend on wedding invitations cards? Some restaurants will offer wedding invitations cards when new couples booking wedding dinner packages with them. This is convenience as new couples can book the wedding dinner package and select their wedding invitations cards design at the same time. But for me, I would prefer spend some time and to have more designs selections,

I have a friend who loves to keep wedding invitations cards. He told me that he has collected more than 500pcs wedding invitations cards and the amount is keeps on increasing. This is such a special collection hobby.

I do keep some nice design wedding invitations cards. Most of them are from my relatives. Besides the beautiful cards design, I keep those cards is for my further references. As for me, this is one of the best ways to keep records of the names of 'new' relatives. :P

Nowadays wedding invitations not only in red color but some designs are western style. Anywhere, I especially like those cards design with the couple's wedding photos. Beautiful wedding photos are worth to share with all friends and relatives. But I am a bit traditional, I am more prefer to received red or pink color of wedding invitations cards. :P

Julia Roberts

I was so excited when I received email from nuffnang about the giving away 80 pairs of Valentine’s Day Premiere tickets for a 3 day advance premiere to Nuffnangers! Oh my. This is a movie casting by so many big stars! Of course it's no doubt that all are excellent but I am especially happy to see my idol Julia Roberts is in the cinema again!

Yes. I like Julia Roberts. These are the movie which I watch since I am 'young': -

Pretty Woman (1990)
My Best Friend's Wedding (1997)
Notting Hill (1999)
Runaway Bride (1999)
Erin Brockovich (2000)

My last entertainment in cinema of Julia Roberts's movie was Year 2000. After Year 2000, I am busy with my family life. I just want to be a good mom and I have no any entertainment after gave birth. My only entertainment is get together and plays with my two little princesses. lol

So you can see how I miss her. And the second reasons why I wish to watch the movie: Valentine's Day is my marriage registration date. I know many couples are same as me, we choosing this special date to tie up each others for being life partner. For me, this is the most romantic and special day and it's the easiest way to remember our anniversary every year. lol

Well, I know I am too late to participant to the giving away offer. Anywhere, let's see hubby is willing to spend and we can back to cinema during this Chinese New Year. I am just afraid hubby will choose those Hong Kong Chinese New Year movies rather than 'Valentine's Day'...

Learning Toys

How often you buy toys to your children? Nowadays parents only give birth to one or two children. Parents are more affordable to spend on their children. No matter spending to buy clothes, accessories, toys, books, bedding and etc, you can see how today parents concern about their children life and future is.

I found that many parents preferred to buy Award Winning Toys to their kids. Yes. Every parents wish to give the best to their children. Not only the quality and design, they also concern about the skill of their kids will learn from a particular toy.

We can find toys labeling play and learn at the same time. What is actually this all about? As you know kids will learn the skill when they playing a toy. But I will say that kids can only learn much with guidance.

Just a simple example, we give Baby Toys to a kid. He or she will play as what he or she preferred. But if someone is guiding, then the kid can learn not only how to manage a toy, but he or she even learned how to take care of the toys. The cleanliness, the tidiness, the caring, all is about how we can teach them while playing. Isn’t it?

As for me, Learning Toys are just a tool to kids but we as parent must spend time to play with them together. As per expert always mentioned the relationship between parents and kids can build strongly from playing together. This is what value can not buy.

Tie a Tie

I was good to tie when I was a prefect in primary school. Around 10 years ago I brought a blouse with the design which I need to tie a tie in front. I love it very much. But after I untie it and forgot the step how to tie it back, the blouse is keeping in my wardrobe until today. This blouse is still looks new and I don't think the design will outdated. I wish to wear it again after my friend shown me a video on how to tie a tie.

These are the videos I found on how to tie a tie. The steps in first video and the second video look a bit different so I embed two videos together.

This is the video that my friend shown to me. It's a fun way to tie a tie. I like her presentation very much. *Thumb up!*

Top 5 Online College Degrees

Do you know what the top 5 online college degrees is?

I though besides accounting and finance, computer science is the top degree that most students preferable among the courses. Lately I realized that I am a bit out-dated.

Here is the answer: -

1. Business Degrees
2. Criminal Justice Degrees
3. Art & Design Degrees
4. Computer Science Degrees
5. Engineering Degrees

Computer science is under my expectation. The one that unexpected is accounting and finance course is no long famous course anymore and this course even can not beat the top 5 as stated above. I am wondering what the position is it.

Everyone is looking towards to be a boss. No only bosses but even those who under employment also need to have such knowledge and skills to help the bosses burst their business. No wonder business degree is so famous.

Art & design degree ranked in the top 5 is acceptable. But engineering degrees also can be one of the courses study online? I believe that the fixable online study schedule is the convenience way to all students but I still keeping an old mindset that engineering should have some practical study schedule. This shown that I am really out-dated. :P

Out of the 5, Criminal Justice Degree is the one that I am unexpected. Is that because nowadays too many criminal cases lead people getting higher awareness about the issues? Or it is because the higher demands of the professional nowadays?

Blue Roses

The World's First Biotechnology-driven "Blue Roses" -synonym for the impossible - have been successfully developed

" For the first time in the world, SUNTORY has succeeded in creating blue pigment in roses by implanting the gene that leads to the synthesis of blue pigment from pansy. Unlike the roses created by using conventional breeding technologies, the roses developed have almost 100%* Delphinidin in their petals, which has allowed these new and very different blue roses to become a reality. Although traditional roses have only red pigments, by using the blue roses developed as a starting point, it is expected that roses with the ability to create a blue pigment will soon lead more variety in rose flower colour."

So what you think to send this beautiful ocean blue color rose to your life partner on this coming Valentine's Day?

Which flower is having more colors than roses? I have no idea at all but I know roses are having so many colors to choose on.

My sis shared with me before that she doesn't like to receive red roses. She claimed that those send her red roses are out-dated. She likes tulips more than roses. lol

I love the yellow roses. But this blue rose looks so elegant. Anywhere, I will be so happy if I can receive flowers on this coming Valentine's Day.

You know what to do next. :P


**After published this post, think, think, think.... Then suddenly Orchids come into my mind. Hmmm, orchids are having many colors as well. I think the variety colors of orchids can beat roses. Agree with me?

Options Picks and Alerts

One of my friends recommended a unit trust agent to me and the agent asked me out for a briefing about the unit trust investment. Since market is moving on to the recession recovery, I should consider putting some money to investment rather than continuing keep in savings and fixed deposits accounts.

My concern is how to maximize the profit. Of course it is no doubt that we can get higher returns provided we are dare to take the higher risk. Since I wish to get good returns, I am more considering invest in stock market.

I know that nowadays it is not a task to get options picks which analyzed by the profession and the experienced. We do need to study by gather the valuable market analyzes. They see the opportunity and we will get the options alerts weekly via email.

Why I think this is important? As for me, I don't like to use time to buy money. It's worth to spend so that I can save my time on gather info and surveys. I would like to use my money to buy time. So I believe that my investment in stock market with the help of Options picks and alerts will be full of challenge. When is the right time to join and when to sell before it fades, they tell the opportunity, either short-term or long-term investment, at least there are direction and advises to be a reference.

Since unit trust is investment managed by the fund manager and the group of high risk will take part to invest in stock market, I rather manage my money myself. This is what I prefer rather than I put my money in unit trust which the returns will be not as good as investment in options.

Do you agree with me? Share with me what is your thought.

Jelly Cake

My elder princess's birthday is falling on the 2nd day of Chinese New Year this year. Since the day is public holiday, we will need to purchase the birthday cake in advance.

Hubby suggested Jelly cake and here are the designs that in my favorable list.

Lovely Princess

Cute Princesses

Cartoon

I will show my elder princess and let her to make the decision. But I still prefer traditional cake because I think the life time to keep a traditional cake is longer than jelly cake. Since I need to buy in advance before the Chinese New Year, traditional cake will be more suitable. Is it?

Here are the sources where to buy these beautiful jelly cakes.
http://www.jellycakehouse.com/
http://www.qjelly.com/

Home Buying Tax Credit

This is totally a Good News to US home buyers. You are not too late to disclose this Great News. I just love the federal income tax credit for home buyers in US.

Here is the extension of Home Buying Tax Credit details:-

• First-time home buyers, or those who have not owned in the last three years, can receive up to an $8,000 tax credit
• Homeowners who have lived in a current home consecutively for 5 of the past 8 years can receive up to a $6,500 tax credit
• There may be no future extensions, so all qualified homebuyers are urged to act and have a written, binding contract by April 30, 2010 (close by June 30, 2010)
• Income limits are now $125,000 for singles, $225,000 for married couples with a $20,000 phase-out of the credit for both.

Do you clear with the statement above? The credit termination date is the one that I wish to highlight. You have two more months to go before you make up your decision. Either you are choosing your first house or you are getting a new house but you have not owned in the last three years, you are eligible to save on $8,000 tax credit.

For me I am more concern on the second benefit. I brought my house in Year 2001 and I am staying my house more than 5 years. It's so easy to get the $6,500 tax credit. For sure this extension will benefit most of the house owners.

What is the next step you must do to eligible for the benefits of $6,500 tax credit? Go and check where you keep your Sale and Purchase Agreement now. This is a must attachment.

Perhaps our government's financial ministry can consider about this so that I can be one of the beneficiaries to ease tax burden. $6,500 that's a lot! :P

Private Hospital In Malaysia

The is the list of Private Hospital In Malaysia with addresses, contact numbers and fax numbers.

Why I need this? I do wish that I have no chance to enjoy the services of hospitals in Malaysia. But who knows what will happened next.

I wish to keep a link for my further reference. There will be more coming but a least I have a list on hand. If some one needed, probably I may help. Or maybe one day I will need to visit some one, then at least I have the contact numbers and asking for the visiting hours schedule.

Touching Moment

I still clearly remember the day. That was not an anniversary but it's truly memorable.

My uncle who was more than 60 years old came home because to attend my younger auntie funeral.

He was alone all the way. Since don't know when he was staying alone and seldom come home. It's not only lonely but we concern about his poor health. My dad did tell me that he wished to take him home but his offer was rejected.

We had lunch together after the funeral. He never mentioned about his poor body or even in financial but we can see from his appearance. We did ask him to come home and stay with us. But he insisted his decision.

During the chat uncle complained about his broken watch. Hubby then took off his watch and given it to my uncle. That was not an expensive of branded watch. But we know my uncle love it and he appreciated it.

I am so touch with my hubby's action. That was happened more than one year ago but I still clearly remember the moment. From that moment, I promised to myself I will compensate him with his favorite movado watch for his kindness. I know I can not make it now but for sure I will do it one day.

Education

The great aim of education is not knowledge but action.

This applied to all of us no matter we are young or old enough. What we know is one thing. What we know and we follow it and applied to life that will be perfect. But not much of us are doing it...

They said always learn from people's experiences. Yes. We heard many stories, sharing from others. They do and even given us many suggestion as well as solutions and wish to ease our worries, pains of life. Are we going to apply to same tactics to our life?

Not at all.

A simple example. Mom told her kid not to play the fire as he will get burn and injured. But the kid still wanted to have a try. He wishes prove that he will really get burn and injured? Never try; never know. We will always learn from our life experience but not knowledge.

Magnetic Jewelry

I have no confident to wear accessories in gold. No confident because of the criminal cases happened so frequent. To prevent the unexpected or accident happened, I rather keep all my beautiful and elegant gold accessories in safe. I know it's a waste but I have no choice.

Recently I started to buy accessories in stainless steel. The magnetic jewelry is my favorite now. This is the great alternative to gold. I love it especially when I found this Stainless Steel Magnetic Necklace design just similar to the latest gold necklaces design.

The site is selling affordable magnetic jewelry. I am in consideration to select at least one since it is offering worldwide free shipping. Beside, 60 days satisfaction guarantee is the selling point that make me interest to choice one.

Facebook Spam

This is happened to my colleague's friend.

When my colleague D online, he saw a message from his friend T asking for help. The message was indicated that he was in UK and having an unexpected accident and some trouble happened. He needs helps. He needed money in an urgent basis.

D known that his friend T was in local and he had no plan to oversea. Further more D had contacted T one day before the incident happened. So, D felt strange why T was sending such asking help message.

One day later, T called D. They talked about the message. T confirmed that was a spam and one of T's friend was get into the trap. His friend was so kind to help him and he had loss more than 3k. Of course, the 3k was not going into T's account but the beneficiary should be the hacker.

For you all who having Facebook account, please beware! If you really wish to help you friend, why not spend some time, contact your friend in needed. Send money only after confirmed that the friend is really in needed.

Melrose Moving

Moving is it a hassle? Yes it is. But if you manage to find a experienced moving company to help you on the hassles, all you problem will be solved.

If you afford to pay, why not employed the best one?

Melrose Moving is the Moving Company Los Angeles who claimed that they are Los Angeles' #1 Moving Company. So you will query on what is the criteria needed to being no.1. Here is the best that they provided:

# Insured & Bonded
# Local Residential & Commercial Movers
# We Will Beat Any Competitors Price, and Beat Your Expectations!
# Reliable - Affordable - Professional
#1 in Customer Service
# Free Estimates
# Professional Packing
# Last Minute Moving Call = OK
# Experienced, Professionally Trained Movers
# Clean Trucks with Liftgate & Ramp
# Commercial Office & Business Movers
# Customer Satisfaction is Our Main Goal

Tell me which of the Moving Companies Los Angeles can beat all these.

Never go for other Los Angeles Moving Companies but Melrose Moving for sure is you targeted mover. Contact them at toll free number 1-800-431-3920 for a quote today. The estimate is no cost at all. Just feel free to tell and let them know what you want to move, what you are expected, how the process is you wanted, and what is the best deal you can get. From packing to smoothly arrival to your new destination, make sure you can enjoy the best service and the most comfortable move without hassle at all.

Plastics

Before I start this, I must admit that I am totally new about this. I am interesting to know more after I watch the video of the superb performance of TIVAR@88.

Do you ever heard about this? I am out of idea until I come across the site. The product name of TIVAR@88 lead me to think that what is the item having the Chinese famous 'Ong' figure - 88. lol

The answer:
This is related to plastic engineering. This is one of the plastic materials for machining. And this is one of the superb parts which help to improve the performance of the Bulk Material Handling system.

I never come across this type of big equipment company before so I am a bit exited to know more. This led me to think that how will the company handling their accounting and what will be the great accounting software that best suit to such industry. This is the sickness I have since I am an accounting staff. :P

Bulk material handling and the plastic materials for machining are the new topic that I learned today. Never imaging and think about such a giant-sized uses of plastic. From shapes become a part, I am inspired what the nature can give leading the human ability can extent to.

Entrance Free to Critterland

**This is NOT a paid post**

Are you free on this coming Saturday? Perhaps you can spare some time to enjoy the fun with your kids. Maybe you have already out of idea where to go. This is the latest attractive play land for children.

The newly opened indoor playground is having entrance free promotion on 6th February. The weekend's entrance fee is RM22 per kids. You can save more if you have more kids. lol

Wish to know more about the place? You can visit to JoyorHappiness for more photos and details.